
1AP Capital Pte. Ltd. is a leading licensed money lender and credit company specialising in the approval and issuance of personal, business, education, renovation and fast cash loans. Conveniently located just a 3-minute walk from Tanjong Pagar MRT Station, via Exit C. Our core team of professionals is dedicated to tailoring loans to meet all our customers’ needs. As a top money lender licensed by the Ministry of Law (MinLaw), we boast years of combined experience. Customer satisfaction is our top priority, and we are committed to service excellence. If you are seeking fast and reliable loan access for any emergencies, we are confident in our ability to assist you professionally.
Singapore’s Most Trusted Licensed Money Lender
Authorised licensed money lender in Singapore, regulated by the Ministry of Law’s Registry of Moneylenders. Apply easily online or with Singpass MyInfo.
The Legal Licensed Money Lender in Singapore

Formerly known as “AP Credit”, 1AP Capital Pte Ltd is a recognised and licensed moneylender in Singapore, operational since 2010 and regulated by the Ministry of Law’s Registry of Moneylenders. We provide a wide array of lending services tailored to meet the needs of Singaporean residents, businesses, and foreign nationals seeking fast financial solutions.
Our mission is to deliver rapid access to cash for those facing financial hardships, ensuring they can manage challenging times with ease. Our loan process is streamlined and efficient, eliminating the hassle of prolonged applications and lengthy approval delays. At 1AP Capital, client satisfaction is our top priority, and our dedicated team ensures fast and smooth transactions with flexible repayment plans tailored to individual needs.
As an authorised money lender in Singapore, regulated by the Registry of Moneylenders under the Ministry of Law, 1AP Capital adheres strictly to the guidelines set by the Moneylenders Act and Rules. Our clients can always expect a lending experience characterised by fairness, transparency, and prompt service, backed by our experienced and approachable lending team.
Top Pick Credit Solutions Tailored To Your Needs

We understand that every loan should be tailored according to the individual’s specific needs. We provide top-tier credit solutions designed to fit within your budget and goal set. Whether you’re looking for a loan for emergency use, fund a business venture or finance home improvements, our specially tailored loan options are available for any purpose. Our advisors will discuss your requirements in detail and find you a loan that translates into financial success.
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